Alternatives to Bankruptcy
Chino Bankruptcy Attorney Provides Many Debt Relief Options
Although bankruptcy is an appropriate solution for many people facing severe debt problems, it is not the best option for everyone. At the Law Offices of David R. Gunnin, we are dedicated to evaluating the financial state of each of our clients, and advising them of the best option for their future. We can present bankruptcy alternatives and present options you may not have considered. We have helped thousands of people confront the stress and worry of unmanageable debt for more than 30 years, and we can put this experience to work for you if you choose to work with us.
Whether your problem is a home mortgage you can no longer afford, a car payment you cannot pay or having credit card debt that is unbearable, we can help. There are things a person can do to avoid filing for bankruptcy. For example, you may wish to consider negotiating with your individual creditors to achieve a more reasonable payment. This avenue is usually not very effective unless the creditor is truly willing to offer a reasonable repayment schedule that you can meet. You often have very little leverage in these types of negotiations.
Another alternative may be to seek the assistance of a family member who is able to provide the financial wherewithal necessary to relieve your debt pressures. If you own real estate, this might be more appropriate. You want to be very careful in choosing this approach because the mere asking might affect family relationships for years to come. Our firm counsels individuals about their alternatives but we do not negotiate with creditors. You can be sure that we will work to help you find an amicable alternative to bankruptcy if at all possible. Our mission is to use the U.S. Bankruptcy Court as leverage to protect you and your property.
Is bankruptcy the answer for your problem?
We offer a free initial consultation so that you may obtain some legal advice and information regarding your situation before making any financial commitment to our firm. At your free consultation, we can discuss options to remedy your debt challenges. If you want to learn about bankruptcy, we are pleased to offer our assistance. Attorney David R. Gunnin has been helping people find solutions to debt challenges for more than 30 years. Contact our firm today to discuss your situation and to begin the process of pursuing the results that you need for your future.