Chapter 13 Rearrangement Bankruptcy
Bankruptcy Lawyer in Chino, California Helps Discharge Debts
If you are suffering from severe debt loads, then it is important to explore your options and to begin pursuing debt relief. Whether bankruptcy or an alternative will be best for you, you can be sure that our firm will stand by you and work to help you achieve the results that you need for your future. At the Law Offices of David R. Gunnin, we have been practicing bankruptcy law for more than three decades, and you can be sure that we will put this experience to work for you. There are various types of bankruptcy such as Chapter 13, and you may benefit from one over the others.
Chapter 13 is also known as rearrangement, or individual debt adjustment. This process allows you to keep your assets as opposed to Chapter 7 liquidation; however, the process generally takes much longer. In order to successfully have your debts discharged, you will meet with your creditors and show your expenses as compared with your income in order to establish your disposable income. You will then propose a repayment schedule from three to five years in length, and utilize all of your disposable income to repay these debts as much as possible. At the end of this length of time, your debts will be discharged, and the bankruptcy process will be complete.
Let Our 33 Years of Experience Benefit You
At the Law Offices of David R. Gunnin, we understand the effects of unmanageable debt, and you can be sure that we will put our years of experience to work in order to help you achieve the stability that you need for your future. We genuinely care about our clients and you can be sure that we will provide you with the personalized attention that you deserve. Contact our firm today to discuss your situation and to begin the process of pursuing the results that you need for your future.