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Law Offices of David R. Gunnin
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Home Foreclosure in California

Prevent Losing Your Home with Help from a Chino Bankruptcy Lawyer

Mortgage rates in the state of California can be extremely high, this fact combined with many credit card debts, student loans, and a tight budget can result in bills that remain unpaid and other various financial hardships. If you are unable to make payments on your home mortgage, then you could face threats of foreclosure, and even a foreclosure notice. It is important for you to understand that you have various options in this situation, and that you need to consult with a skilled Chino bankruptcy attorney from the Law Offices of David R. Gunnin. You may be able to pursue one of the following options to prevent a foreclosure on your credit record:

Short Sale
If you are facing foreclosure, then you may be able to perform a short sale of your home for less than its market value, and repay your debt using the funds from this sale. Not all lenders will accept a short sale and it is important to discuss this option with them.

Deed in Lieu
Sometimes your mortgagor may accept the deed to your home instead of foreclosing on you. While this does not usually leave you with a lump sum of money from a sale, it is generally an effective way to prevent a foreclosure on your credit report.

Bankruptcy
Various forms of personal bankruptcy can help to put a stay on a foreclosure action, and to prevent the loss of your home through liquidation of your assets, or reorganization of your debts into a more manageable payment plan.

Serving Chino, California Residents

If you are suffering from severe financial hardship and you could possibly lose your home, then do not hesitate to seek our skillful representation in your case today! We have more than three decades of experience in handling various bankruptcy issues, and you can be sure that we will put the culmination of this experience to work for you if you choose to work with us. Contact our firm today to discuss your situation and to begin the process of retaining the representation that you need on your side.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

Law Offices of David R. Gunnin - Chino Bankruptcy Attorney
Located at 4648 Riverside Drive, Chino, CA 91710.
Phone: (909) 667-2694.
Local: (909) 590-4648.
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