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Bankruptcy: Chapter 13

California Bankruptcy Attorney: Chino, CA

A Chapter 13 bankruptcy is sometimes referred to as a debt restructuring or debt reorganization bankruptcy. Unlike a Chapter 7 bankruptcy that discharges or eliminates debts, a Chapter 13 bankruptcy is a debt repayment program that allows people additional time to pay their debts.

When applying for Chapter 13 relief, our office prepares a debt repayment plan and submits it on your behalf to the bankruptcy court. If your plan is approved, you will have be able to repay your debts more gradually. In addition, certain debts may be reduced, and you may save a significant amount on reduced interest rates or penalties. Many people seek Chapter 13 bankruptcy relief to avoid a home foreclosure.

If you are having debt problems and need to speak with a lawyer about Chapter 13 bankruptcy, Chapter 7 bankruptcy or bankruptcy alternatives, contact the Law Offices of David R. Gunnin in Chino, California. We are pleased to serve clients throughout Orange County, Los Angeles County, Riverside County and San Bernardino County. To schedule a free consultation at our law office, call 800-300-4648, or contact us by e-mail.

Get the Personal Service You Need and Deserve

People who enlist our legal services are pleased to find that attorney David R. Gunnin handles each case personally with the assistance of our experienced staff. Mr. Gunnin works closely with clients from the time of their first consultation to the time their case concludes.

We file all necessary paperwork with the court, help clients gather all necessary information for the bankruptcy filing and attend all necessary hearings. We take time at the initial consultation and throughout the case to understand the facts that have shaped your economic situation. To ensure that our legal services match each client's unique needs, Mr. Gunnin devises a personalized plan of attack to deal with debt challenges.

Contact Us

To speak with a California bankruptcy lawyer about your legal needs, contact the Law Offices of David R. Gunnin today. We offer evening and weekend appointments for your convenience.