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Bankruptcy: Chapter 7

Chapter 7 Bankruptcy: Get a Fresh Start

A Chapter 7 bankruptcy is sometimes referred to as a debt liquidation bankruptcy. In a Chapter 7 bankruptcy, you have the ability to eliminate or significantly reduce most debts. Some types of obligations, such as child support, may not be discharged. However, you can be relieved of most debts, including credit card bills and medical bills.

To be eligible for Chapter 7 relief, you must meet a means test that is outlined in the U.S. Bankruptcy Code. The means test takes into account your income and ability to pay your debts. The good news is that many people are eligible for Chapter 7 relief and even those who are not eligible may be eligible for a Chapter 13 bankruptcy.

If you are overwhelmed by credit card bills, medical bills or other debts you simply cannot afford to pay, a Chapter 7 bankruptcy may be the answer for you. Although the prospects for legal relief vary from person to person, a Chapter 7 bankruptcy may be able to help you to:

  • Eliminate or reduce dischargeable debts
  • Stop creditor harassment
  • Stop IRS harassment
  • Stop wage garnishment
  • Prevent vehicle repossession
  • Prevent home foreclosure

Our firm is pleased to offer its support. We represent clients throughout Orange County, Los Angeles County, Riverside County and San Bernardino County. To contact our law office, call 800-300-4648.

Nearly 30 Years of Bankruptcy Experience

If you are thinking about a Chapter 7 or Chapter 13 bankruptcy, we encourage you to contact us at one of our convenient locations, including our office in Chino, California. Attorney David R. Gunnin has been handling bankruptcy cases for nearly 30 years. Over the past three decades, he has personally helped thousands of clients with bankruptcy and other debt relief options.

Contact Us

To speak with a California bankruptcy lawyer, contact the Law Offices of David R. Gunnin at 800-300-4648, or contact us by e-mail.